As much as some people hate the concept of charging items having a credit card in this day and age is almost a necessity. You can't rent a vehicle without a credit card, you can't join most movie rental establishments. And you can forget about shopping on line, ain't gonna happen unless you have a credit card. I speak as someone who can't get a credit card from most places. I don't even bother filling out the Credit Card Applications anymore. I really want to get one and I know some companies offer programs for those with horrendous credit. If you have perfect, fair or poor credit visiting a search engine may be what you need to do. You enter all your information and virtually within minutes you are able to obtain a list of credit card companies that want you as a customer. It will even match you up with cards that offer perks like frequent flyer miles and such. For poor credit finding a secured credit card may be what you need to help reestablish you credit. No matter how you enter the site, perfect credit or perfectly awful credit, you'll leave it knowing all the facts, details and figures and before you know it you'll have a brand new credit card with your name on it!!